When to hire a Public Adjuster?

It is wise to hire a Public Adjuster as soon as a loss occurs so that the policyholder can have an advocate on his or her side throughout the life of the claim. Claims involving public adjusters are handled by more experienced insurance adjusters so the outcome of two similar claims, one with and another without formal representation, can greatly vary.

What happens if a Public Adjuster is hired later in the claim?

When a home or business owner hires a Public Adjuster later in the claims process, the Public Adjuster can request and get access to all claim-documents in the carrier’s possession and assist in the reevaluation of damages and policy benefits. This will result in:

• Ensuring that the carrier’s coverage and damage assessment was accurate.
• Submitting supplemental claims to the insurance company.
• Recovering additional policy coverages and benefits.

Public Adjusters can only charge a percentage of recoveries after their involvement in a claim so a home or business owner has nothing to lose!

Is it ever too late to hire a Public Adjuster?

The short answer is absolutely not. Depending on the state in which a loss takes place, the insured has at least one year, and in some cases, two years to pursue a claim. What this means for the insured is that even if the insurance company has inspected the property and has paid for some or most of the damages, the home or business owner can still consult with and hire a Public Adjuster to represent them in the claim. This ensures that the settlement is fair and rightful.

Free Consultation

Contact us for a free consultation and assessment if your home or place of business sustained loss or damage resulting from an unforeseen event.